The MCS-90 Book: Truckers versus Insurers and the Government Makes Three, published by the International Risk Management Institute (IRMI) is the result of a research project of the CPCU Society’s Consulting, Litigation, & Expert Witness (CLEW) Interest Group. The MCS-90 endorsement is a highly misunderstood and increasingly litigated one-page insurance endorsement required by the Motor Carrier Act of 1980 to be attached to policies covering auto liability exposures of certain types of businesses, such as motor carriers. Its purpose is to certify that the insured maintains a minimum level of financial responsibility for compensating others involved in truck accidents that result in bodily injury, property damage, or environmental damage. The book uncovers many potential pitfalls, coverage traps, underwriting concerns, and claims issues lying under the surface of this endorsement. Anyone who buys, sells, or underwrites insurance for motor carriers or adjusts trucking insurance claims will benefit from this book.

This research project was headed by CLEW Interest Group members Gregory G. Deimling, CPCU, ARM, AMIM, principal of Gregory G. Deimling and Associates and also a principal of Globe Insurance Agency, Inc.; George M. Gottheimer Jr., Ph.D., CPCU, CLU, ARe, president and CEO of Kernan Associates, Inc.; Donald S. Malecki, CPCU, chairman and CEO of Donald S. Malecki & Associates, Inc.; and Lynn S. Redmile, assistant secretary and director of research at Kernan Associates, Inc.

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For more information and to order, please visit IRMI’s web site.